Tuesday, October 9, 2007

Worldly possessions

For a while now I have been pondering about this: If you rid yourself of all your worldly posessions would you sleep calmer at night?

Ok I admit I am a material girl. I don't get a kick out of camping. I prefer a hotel stay over a camping trip anytime (that's not to say that I don't like camping. I've been on great trips but I like it a tad more luxurious)===THIS IS HER HUBBY: THIS ASWOME GIRL HAS BEEN TAKEN AND WON´T BE RELEASED UNTIL I GET A THOUSAND KISSES!! END OF THE MESSAGE ===I enjoy a comfy bed and a hot shower and our car and cable tv and my Vanity Fair subscription and our three computers and our two cats etc. You get the picture.

Now it isn't like I can't leave the house because I might get robbed or thiefs will break into our appartment and steal something precious. Although that is a very scary thought. What I mean is the more we have and the more we enjoy certain luxuries the more I am afraid that there will come a time we might lose one or all of these things. So I am pondering should I play it safe and save for a rainy day ( we are already doing that, what I mean is more like a big fat emergency cushion) or should I just enjoy life? And should there be times in which we are not as well off will we just cut back or will I lose my head over not having my luxuries? Should I cut back now and live in fear of what "might" happen?

It is really not that easy. How do you deal with it? Do you live on the edge with the budget stretched to the max every month or do you cut back on luxuries and save for a rainy day? Please help me out here.


Anonymous said...

This is her hubby. In my Oppinion we should do both. We should enjoy our life as long as we are young. Sure, we should build up some savings, but at the end we still should live our life. So, don´t be afraid, also next year we will be able to afford the vanitiy fair-subscribtion. As long as we are together we can stand every storm, no matter where the wind is dragging us. As long as i can order a pizza over the phone and you are on my side, i am not afraid.

Still waiting for the tousand kisses...

Your hubby

Jeninacide said...

I agree with your hubby.

Both. We do both. We put money in our savings but we also know when to let go of some cash and live a little. It really isn't that hard for me to live without the little luxuries.. Although I could KILL for a pedicure about now... but yeah. It's all about moderation- as with everything in life it seems... If only it wasn't true for hot fudge brownie sundaes!

Melisa said...

Your husband is adorable. I agree with him also. My husband and I budget monthly (on a spreadsheet), and we take a certain amount and set it in two columns on that spreadsheet, one for "him" and one for "me". Whenever we spend some of our expense money whether it's new shoes for the kids or a coffee at Caribou Coffee/Starbucks, we track it. That way, we're keeping an eye on where the money is going but also know what to cut back on in the short term to afford treats like going out to dinner or something.

I will say one thing, though. Kids are EXPENSIVE! Yikes! My boys are 12 and 15 and they are growing like weeds. The older one has grown about 6-7 inches this year alone, and this year his shoe size has gone up by 3 sizes! (My wallet is crying)

In the long term, as long as you're keeping track of your money and trying to put away what you can, you'll be fine.

I think you should go call for some pizza and spend some time with your hubby. :) Too much computer time today? LOL


Mags said...

I think that as long as you and your husband keep holding each others hands...you will be OK no matter what.

Sappy, but true. Do a little of both, but always, always remember your love.

Misguided Mommy said...

buy buy buy here come the purses

J said...

Awww, your husband is so sweet. Savings is very important but then again, don't scrimp too much because you'll not enjoy your hard-earned money. In my country, most people here are from the lower incomce class/poor bracket and they work to have food on their tables each day but still, they're 1 of the happiest people I've ever known.

Stop worrying too much. It will only give you wrinkles. Enjoy life and also save for the rainy days. "Money is nothing if you have everything but it is something if you have nothing."

Anonymous said...

I have to tell you I find myself thinking of this at times when I have STRETCHED my pennies, then I remember reading some email forward or short story about a her who held back from wearing this "special" piece of jewelry (dress or pearls I forget) until the special occasion came. It never came and she saved this item forever...in the end her family chose bury wearing this item. It just made me think.

Every day is special, we should value every day. I think if you work hard for the comforts of life ..enjoy them! Be practical and save for the future will never hurt. But just live the way you want...you only get one shot at it.